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These types of loans generally have fully flexible options and are available for First Home Buyers, Home Movers, Investors, Refinance, and Construction Loans and in some cases even for business purposes.

Being a variable interest rate loan the interest rate can fluctuate depending on what is happening in the financial markets which can benefit you if the interest rates go down. Some of the features are listed below:

• Redraw – This allows you to access surplus funds that have been paid into the loan in excess of your normal monthly repayments.
• Offset – Funds held in an offset account can help reduce the interest cost on your loan.
• Additional Payments – Principal reductions can be made at any time without incurring a penalty.
• Portability – Even if you sell your existing property and purchase a new one you can keep the same loan and the benefits you already enjoy with this type of loan.

For more information, please contact us by phone or use our online contact form.

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Non Conforming loans provide finance for many people who do not meet the traditional lenders credit criteria.

• Irregular income streams
• Credit history issues
• Inconsistent employment history
• Recently started a new business

For more information, please contact us by phone or use our online contact form.

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If you want to protect yourself against interest rate rises and to know exactly what your monthly repayments will be, this is the ideal loan for you. Great fixed rates available for periods of 1, 2, 3, 5 and even 10 years.

These loans are available for First Home Owners, Home Movers, Investors, and refinance of existing facilities.

If interest rates rise your loan repayments remain the same during the fixed rate period

Combine a fixed rate with another flexible product to give you an opportunity to repay some of your debt during the fixed rate period

Some lenders allow additional repayments during the fixed rate period

Portability – Even if you sell your existing property and purchase a new one you can keep the same loan with the same interest rate you already enjoy and avoid any potential break costs

For more information, please Contact Us using our online form.

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If you are looking for a low variable rate loan that has less frills then this type of loan is for you. These loans are available for First Home Owners, Home Movers, Investors, and for refinance of existing facilities.

As the title suggests, this loan has all the basic features you need plus some extras like redraw and are very inexpensive to run.

For more information, please contact us by phone or use our online contact form.

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If you are looking for a home loan with only a 5% deposit available then you have come to the right place. We have lenders offering finance up to 95% of the value of the property on a full doc loan only (lender will need to see evidence of income)

A high lend like this can be tricky and a little complicated but we are here to help you every step of the way so do not hesitate to contact us for more information and to see whether you qualify with one of our lenders.

Please contact us by phone or use our online contact form and we will get back to you as soon as possible.

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No Doc loans or asset loans do not require income verification but the lenders will lend against the value of the property. Depending on post code , location and security type, they will lend up to 75% of the value of the property.

We have a number of no doc or asset lenders on our panel so please feel free to contact us for further information.

Please contact us by phone or use our online contact form and we will get back to you as soon as possible.

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